How to Write in Check Amount
Writing a check is an essential skill that everyone should master, especially for financial transactions and personal banking. One of the most critical parts of writing a check is accurately filling in the check amount. This article will guide you through the process of how to write in check amount, ensuring that your checks are properly filled out and accepted by banks and businesses.
Understanding the Check Format
Before diving into the specifics of writing the check amount, it is crucial to understand the layout of a typical check. Most checks consist of several sections:
1. Date: The date when the check is written.
2. Pay to the Order of: The name of the person or entity to whom the check is payable.
3. Memo: A brief note about the purpose of the check.
4. Amount in Words: The check amount written in words.
5. Amount in Numbers: The check amount written in numbers.
6. Signature: The signature of the person who wrote the check.
Writing the Check Amount in Words
To write the check amount in words, follow these steps:
1. Start at the left: Begin by writing the amount in words at the top of the check, to the right of the “Pay to the Order of” line.
2. Use the proper currency: Begin with the word “dollars,” followed by the dollar amount. For example, if the amount is $100, write “One hundred dollars.”
3. Write the cents: After the word “dollars,” include the cents amount, preceded by the word “and.” For example, if the amount is $100.75, write “One hundred dollars and seventy-five cents.”
4. Use hyphens and commas: If the number has more than three digits, use hyphens to separate the groups of three digits, and commas to separate the dollar and cent amounts. For example, “Nine thousand one hundred twenty-three dollars and forty-two cents” would be written as “Nine thousand one hundred twenty-three dollars and forty-two cents.”
Writing the Check Amount in Numbers
Next, you will write the check amount in numbers. Follow these steps:
1. Find the bottom right corner: Look for the designated box on the bottom right corner of the check, usually labeled “Amount.”
2. Write the dollar amount: Begin with the dollar amount, followed by the cents amount. For example, if the amount is $100.75, write “100.75” in the box.
3. Use two decimal places: Ensure that you use two decimal places to represent the cents, even if the amount is a whole dollar. For example, write “100.00” for a $100 check.
Final Tips
To ensure your checks are filled out correctly and accepted without issues, keep the following tips in mind:
1. Be clear and legible: Write the amount in words and numbers clearly and legibly to avoid any confusion.
2. Match the words and numbers: Make sure that the words and numbers match. If they do not, the check may be considered void.
3. Sign the check: Always sign the check in the designated area to make it legally binding.
By following these steps and tips, you can confidently write in check amount, ensuring smooth and efficient financial transactions.