How to Make a Voided Check for Direct Deposit
Direct deposit is a convenient and secure way to receive your paycheck, government benefits, or other forms of income. One of the key requirements for setting up direct deposit is providing a voided check from your bank account. A voided check is a cancelled check that shows your account number and routing number, which are essential for the bank to process the direct deposit. In this article, we will guide you through the steps to make a voided check for direct deposit.
Step 1: Obtain a Blank Check
Start by finding a blank check from your bank account. This check should have your name, account number, and routing number printed on it. Ensure that the check is from the current year, as older checks may not be valid.
Step 2: Write “VOID” Across the Check
Using a pen, write the word “VOID” in large, bold letters across the face of the check. This indicates that the check is no longer valid for any transactions. Be sure to write it clearly and legibly so that it can be easily read by the bank.
Step 3: Sign the Check
After writing “VOID,” sign the check as you would for a regular transaction. This is to ensure that the voided check is authentic and authorized by the account holder.
Step 4: Make a Copy
It is always a good idea to make a copy of the voided check for your records. This can be useful for future reference or if you need to provide proof of your account information.
Step 5: Provide the Voided Check to Your Employer or Financial Institution
Once you have a voided check, you can provide it to your employer or financial institution to set up direct deposit. They will use the account number and routing number to ensure that your funds are deposited into the correct account.
Additional Tips:
- Ensure that the voided check is not altered or damaged in any way, as this may affect the validity of the account information.
- Keep the voided check in a secure place, as it contains sensitive financial information.
- Always double-check the account number and routing number on the voided check before providing it to anyone.
By following these simple steps, you can easily make a voided check for direct deposit and ensure a smooth and hassle-free setup process. Remember to keep your voided checks and other financial documents organized for future reference.
