Who is eligible for the stimulus check?
The COVID-19 pandemic has caused significant economic hardship for many Americans, and the government has implemented various relief measures to help alleviate the financial strain. One of the most notable measures has been the distribution of stimulus checks. But who is eligible for these checks, and how can individuals determine if they qualify? Let’s explore the criteria and factors that determine eligibility for stimulus checks.
Eligibility Criteria for Stimulus Checks
To be eligible for a stimulus check, individuals must meet certain criteria established by the IRS. Here are the primary factors that determine eligibility:
1. U.S. Citizenship or Resident Alien Status: Individuals must be U.S. citizens or resident aliens to qualify for a stimulus check. Non-resident aliens are not eligible.
2. Social Security Number: Recipients must have a valid Social Security Number (SSN). Exceptions are made for children under 17 years old who do not have an SSN.
3. Tax Filing Status: Eligibility is based on the recipient’s tax filing status. Here’s how it breaks down:
– Single Filers: Individuals who file as single must have an adjusted gross income (AGI) of $75,000 or less in 2019 to be eligible for the full amount of the stimulus check.
– Married Filing Jointly: Couples who file a joint tax return must have an AGI of $150,000 or less to qualify for the full amount.
– Head of Household: Individuals who file as head of household must have an AGI of $112,500 or less to be eligible for the full amount.
– Married Filing Separately: This filing status is not eligible for a stimulus check unless the individual qualifies as a surviving spouse.
4. Dependent Children: Dependents under 17 years old are eligible for a stimulus check. The parent or guardian who claims the dependent on their tax return must meet the income requirements mentioned above.
5. Non-Filers: Individuals who did not file a tax return in 2019 or 2020 but have a qualifying dependent may still be eligible for a stimulus check. The IRS has a Non-Filer Tool to help these individuals register for the payment.
Special Circumstances
There are also special circumstances that may affect eligibility for stimulus checks:
1. Deceased Individuals: If an individual passed away in 2020, their surviving spouse may be eligible for a stimulus check on their behalf.
2. Taxpayers with a Tax Debt: Individuals with a tax debt may still be eligible for a stimulus check, but the amount may be reduced if their debt exceeds a certain threshold.
3. Social Security Recipients: Recipients of Social Security, Railroad Retirement, and Veterans Affairs benefits are generally eligible for a stimulus check, even if they did not file a tax return.
Conclusion
Determining eligibility for a stimulus check involves considering several factors, including citizenship, tax filing status, and income level. By understanding these criteria, individuals can assess their eligibility and take the necessary steps to receive their stimulus payment. For those who may not qualify, it’s essential to stay informed about other forms of financial assistance available during these challenging times.