Does authorized user of Amex Platinum get the same benefits? This is a common question among those who are considering adding an authorized user to their American Express Platinum card. In this article, we will delve into the benefits that an authorized user can expect to receive, and how they compare to the primary cardholder.
The American Express Platinum card is renowned for its extensive benefits, which include access to airport lounges, hotel credits, and a generous welcome offer. However, the benefits that an authorized user receives may vary from those of the primary cardholder. Let’s explore the key differences and similarities in this regard.
Similar Benefits:
1. Airport Lounge Access: Authorized users can enjoy the same access to airport lounges as the primary cardholder. This means they can take advantage of the complimentary Wi-Fi, food, and beverages offered in these lounges when traveling with the primary cardholder.
2. Hotel Credits: Both the primary cardholder and authorized users can receive hotel credits. These credits can be used for room upgrades, spa treatments, or other amenities at participating hotels.
3. Global Entry/TSA PreCheck Credit: The primary cardholder and authorized users can each receive a credit towards the application fee for Global Entry or TSA PreCheck, which can save them time at security checkpoints.
4. Complimentary Access to Amex Offers: Both the primary cardholder and authorized users can access the Amex Offers program, which provides discounts and special offers on various purchases.
Differences:
1. Welcome Offer: The primary cardholder is typically eligible for the welcome offer, which can be quite substantial. However, authorized users are not usually eligible for this offer.
2. Annual Fee: While the primary cardholder is responsible for paying the annual fee, authorized users do not incur this cost.
3. Credit Score Impact: Adding an authorized user to your account can help improve their credit score, as long as they use the card responsibly. However, the primary cardholder’s credit score is not affected by the authorized user’s spending.
4. Credit Limit: The primary cardholder has control over the authorized user’s credit limit, which can be adjusted as needed.
In conclusion, while authorized users of the Amex Platinum card do receive many of the same benefits as the primary cardholder, there are some notable differences. It’s important to consider these factors when deciding whether to add an authorized user to your account. If the benefits that matter most to you are airport lounge access, hotel credits, and complimentary access to Amex Offers, then adding an authorized user could be a great option. However, if you’re looking for the full suite of benefits, including the welcome offer, you may want to reconsider.
